Welcome to You-Own. These Terms of Service (the "Terms") are a binding agreement between you and You-Own Inc. ("You-Own," "we," "us," or "our") governing your access to and use of the You-Own platform — including your dashboard, storefronts, the AI builder, hosting and infrastructure services, migration tooling, APIs, and all related services (together, the "Services").

PLEASE READ CAREFULLY. Section 21 contains a binding arbitration provision and class action waiver that affect how disputes between you and You-Own are resolved.

Agreement to These Terms
Definitions
Account Terms
Account Activation and Verification
Your Store and Your Shoppers
Acceptable Use
Fees, Billing and Taxes
Payment Processing and Financing Services
Migrations and Imported Content
AI Services
Custom Code and Merchant Applications
You-Own Intellectual Property and Your License
Your Materials and Data Ownership
Privacy and Data Protection
Confidentiality
Third-Party Services
Disclaimer of Warranties
Limitation of Liability
Indemnification
Term, Suspension and Termination
Governing Law, Arbitration and Class Action Waiver
General Provisions

1. Agreement to These Terms

1.1 By creating an account, clicking to accept, or accessing or using any part of the Services, you agree to be bound by these Terms, our Privacy Policy, our Acceptable Use Policy, and every other policy in the You-Own Legal Center that applies to the Services you use (together incorporated into these Terms by reference). If you do not agree, you may not use the Services.

1.2 You must be at least 18 years old and capable of forming a binding contract. The Services are offered for business and commercial use, not for personal, household, or consumer purposes. If you use the Services on behalf of a company or other legal entity, you represent that you have authority to bind that entity, and "you" refers to that entity.

1.3 We may update these Terms from time to time as described in Section 22.1. The "Last Updated" date above reflects the current version.

1.4 Plain-language summaries (marked "In plain terms") appear in some sections for convenience only. They are not legal advice and do not modify the Terms; if a summary conflicts with the section text, the section text controls.

2. Definitions

"Merchant," "you" — the person or entity holding a You-Own account and operating one or more Stores.
"Store" — a storefront, sales channel, dashboard workspace, or other online presence created or hosted through the Services, whether on a You-Own-assigned address or your own custom domain.
"Shopper" — a customer or visitor of your Store.
"Your Materials" — all content, data, and materials you (or your staff, Shoppers, or systems acting on your behalf) submit to or generate through the Services, including product listings, images, text, pricing, store designs, customer and order data, custom code, and imported content.
"AI Services" — features of the Services that generate, transform, or analyze content using artificial intelligence, including the AI store builder, site analysis, and AI-assisted workflows.
"Staff Account" — a login you authorize under your account with permissions you assign.

3. Account Terms

3.1 You must provide accurate, current, and complete information when registering and keep it up to date, including a valid email address we can use to reach you. Notices we send to the email on file are deemed received by you.

3.2 You are responsible for safeguarding your credentials and for all activity that occurs under your account, including activity by Staff Accounts. You-Own is not liable for loss or damage arising from unauthorized use of your credentials. Notify us immediately at legal@you-own.com of any suspected unauthorized access.

3.3 The person or entity that registered the account is the account owner and is the only party entitled to control it. You may create Staff Accounts and assign permissions; you are responsible for what your staff do with the access you give them, and for promptly removing access when it is no longer appropriate.

3.4 A breach or violation of these Terms, as determined in our sole discretion, may result in suspension or termination of your account under Section 20.

In plain terms: keep your login safe, keep your email current, and you are responsible for what happens inside your account.

4. Account Activation and Verification

4.1 We may decline, condition, or revoke any registration in our discretion, and may require identity, business, or payment verification at any time — including before activating a Store, releasing certain features, or continuing service after unusual activity.

4.2 Certain Services require accounts with third parties (for example, a payment processing account, a domain registrar, or an advertising platform). Those accounts are governed by the third party's own terms, and you authorize us to share information with those providers as needed to provision and operate the integration.

4.3 Store addresses we assign (such as a subdomain or path on our infrastructure) belong to You-Own, and we may change or reclaim them, including after termination. Custom domains you connect remain yours, and you are responsible for your registrar relationship, renewals, and DNS configuration.

5. Your Store and Your Shoppers

5.1 You, not You-Own, are the seller of record for everything sold through your Store. You-Own provides the platform; we are not a party to any transaction between you and your Shoppers, we do not buy, sell, store, ship, or deliver your products, and we have no obligation to any Shopper.

5.2 You are solely responsible for: (a) your products and services, including their quality, safety, legality, authenticity, and any certifications, appraisals, or disclosures required for them (including for jewelry, precious metals, and gemstones); (b) descriptions, pricing, promotions, discount codes, gift cards, and store credit you offer; (c) processing, fulfilling, shipping, and delivering orders; (d) returns, exchanges, refunds, warranties, and customer service; (e) any financing, layaway, wholesale, or payment-terms programs you extend to Shoppers or business buyers; and (f) compliance with all laws that apply to your business, including consumer protection, advertising, product safety, data protection, and marketing-communications laws in every jurisdiction where you sell.

5.3 You are responsible for determining, collecting, reporting, and remitting all taxes, duties, and fees that apply to your sales. Any tax tooling in the Services is provided as a convenience, depends on how you configure it, and is not tax advice; you are responsible for verifying its output.

5.4 Any dispute between you and a Shopper, supplier, staff member, or other third party is between you and that party. You will resolve such disputes directly, and you release You-Own from all claims arising out of them to the fullest extent permitted by law.

In plain terms: it is your store. We supply the machinery, but your products, your customers, your taxes, and your disputes are yours.

6. Acceptable Use

6.1 You may not use the Services to sell or promote anything unlawful, or in any way that violates our Acceptable Use Policy. Prohibited uses include, without limitation: counterfeit or stolen goods; goods that infringe third-party rights; weapons or other regulated items sold without required authorization; illicit substances; deceptive, fraudulent, or misleading schemes; and any activity that facilitates money laundering or sanctions evasion.

6.2 You may not: (a) probe, scan, or test the vulnerability of the Services or circumvent any security or authentication measure; (b) interfere with or disrupt the Services or impose an unreasonable load on our infrastructure, including through bots, scripted traffic, or abusive request patterns; (c) scrape or harvest data from the Services or other merchants' stores without authorization; (d) reverse engineer, copy, resell, or white-label the platform or offer it to third parties as a service; (e) use the Services to send spam or unlawful communications; or (f) misrepresent your identity or affiliation.

6.3 You must comply with all applicable export control, sanctions, and anti-corruption laws, and you may not use the Services if you are located in an embargoed jurisdiction or listed on any restricted-party list.

6.4 We may investigate suspected violations and may remove content, throttle, suspend, or terminate accounts that put the platform, other merchants, Shoppers, or the public at risk, with or without notice.

7. Fees, Billing and Taxes

7.1 Subscription fees. You agree to pay the subscription fees for your plan at the rates published on our pricing page or otherwise agreed with you in writing. You must keep a valid payment method on file; you authorize us (and our payment processor) to charge it for all fees you owe, on a recurring basis, without further authorization from you for each charge.

7.2 Usage-based fees. Certain resources — such as bandwidth, storage, AI usage, and other metered infrastructure — accrue usage-based fees at the rates published in your dashboard or on our pricing page. Usage fees accrue as the resources are consumed and may be charged periodically, when your accrued balance reaches a collection threshold, or at account closure, whichever occurs first. Budget alerts and spending controls are provided as a convenience; you remain responsible for all usage your account generates, including usage by your staff, your custom code, and your Shoppers' traffic.

7.3 No platform commission. We do not charge a percentage commission on your sales. Payment processing, financing, and similar third-party fees are charged by the relevant provider under your agreement with them and are not fees of You-Own.

7.4 Taxes on our fees. Our fees are exclusive of taxes. You are responsible for all applicable sales, use, value-added, withholding, and similar taxes on the fees you pay us, other than taxes on our income.

7.5 Late or failed payments. If a charge fails or an invoice is past due, we may retry your payment method, and if the amount remains unpaid we may suspend or restrict the Services (including making Stores inaccessible) until your balance is paid, following reasonable notice. You are responsible for costs we reasonably incur collecting overdue amounts, to the extent permitted by law.

7.6 Changes to fees. We may change our fees or introduce new fees with at least 30 days' notice, given via your dashboard or email. Continued use of the Services after a fee change takes effect constitutes acceptance. If you do not agree, your remedy is to cancel under Section 20 before the change applies to you.

7.7 No refunds; billing disputes. Except where required by law or expressly stated otherwise, all fees are non-refundable and non-creditable, including for partial billing periods, unused resources, downgrades, or accounts suspended or terminated for cause. You must raise any good-faith billing dispute within 60 days of the charge; undisputed amounts remain payable. All fees are stated and payable in U.S. dollars.

In plain terms: you pay your plan plus what your store actually consumes; we never take a cut of your sales. Keep a working card on file, and raise billing questions within 60 days.

8. Payment Processing and Financing Services

8.1 Payment processing for your Store is provided by third-party processors under your own agreement with them, including their fees, reserves, chargeback rules, and payout schedules. You-Own does not hold, control, or take custody of your sales proceeds and is not responsible for processor decisions, holds, or losses.

8.2 Chargebacks, payment reversals, processor fines, and fraud losses on your sales are your responsibility. You are responsible for operating commercially reasonable fraud controls for your Store.

8.3 Financing and lease-to-own options (for example, third-party lease-to-own providers) are offered by the relevant provider under its own terms directly with you and/or the Shopper. You-Own is not a lender, lessor, broker, or credit-services organization, and does not guarantee approval, funding, or performance of any financing provider.

8.4 Gift cards, store credit, and promotional balances you issue are your obligations to your Shoppers, and you are responsible for their legal treatment (including escheat and expiration rules) in your jurisdictions.

9. Migrations and Imported Content

9.1 Migration tooling (including imports from other commerce platforms) is provided on a commercially-reasonable-efforts basis. You are responsible for reviewing imported products, pages, prices, customers, and settings for accuracy and completeness before and after launching your Store, and we do not guarantee that any import will be complete, current, or error-free.

9.2 You represent and warrant that you have all rights and authorizations needed to import content and data into the Services — including rights in the source platform account, the imported content, and any customer data — and that the import does not breach any agreement with, or the terms of, the source platform.

10. AI Services

10.1 AI Services generate output automatically from your inputs and other signals. Output may be inaccurate, incomplete, or unsuitable for your purpose, and may resemble output generated for others. AI output is provided "as is" — it is not professional, legal, financial, or tax advice.

10.2 You are responsible for reviewing AI output before relying on it or publishing it to your Store. Anything you publish — whether typed by you or generated by AI Services — is Your Materials, and you are responsible for it under these Terms.

10.3 We may use third-party AI providers as subprocessors to operate AI Services. Consistent with our Privacy Policy, we do not use your tenant business data to train generalized AI models.

10.4 We may set and change usage limits for AI Services, and AI usage may accrue usage-based fees under Section 7.2.

11. Custom Code and Merchant Applications

11.1 The Services may let you (or the AI Services acting at your direction) create and run custom code, applications, or automations in your tenant. Your custom code is Your Materials: you are responsible for what it does, including orders it modifies, messages it sends, and usage-based fees it generates.

11.2 Custom code runs in a restricted environment, but we do not review, test, or warrant it. We may throttle, sandbox, disable, or remove any code or automation that we determine degrades the platform, creates security or legal risk, or violates these Terms, with or without notice.

12. You-Own Intellectual Property and Your License

12.1 The Services — including the platform software, dashboard, storefront engine, templates and themes, AI Services, APIs, documentation, and the You-Own name, logo, and brand — are owned by You-Own and its licensors and are protected by intellectual property laws. Except for the limited license below, nothing in these Terms transfers any of our intellectual property to you.

12.2 We grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services for operating your own Stores during your subscription, subject to these Terms. Template and theme licenses (including private or premium templates) apply only to Stores on the Services, only while you remain subscribed and authorized for them, and do not permit extraction or reuse outside the platform.

12.3 You may not remove or alter proprietary notices, use our trademarks without our prior written consent, or claim affiliation with or endorsement by You-Own beyond a truthful statement that your Store runs on You-Own.

12.4 If you send us suggestions, ideas, or other feedback, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use it without restriction or compensation to you.

13. Your Materials and Data Ownership

13.1 You own Your Materials. As between you and You-Own, you retain all rights in Your Materials, including your product content, store design choices, customer lists, and order history. We claim no ownership of your business data.

13.2 You grant You-Own a worldwide, non-exclusive, royalty-free license to host, store, reproduce, adapt (for technical purposes such as formatting, resizing, and caching), publish, transmit, and display Your Materials solely as needed to provide, secure, and improve the Services, comply with law, and enforce these Terms. This license ends when Your Materials are deleted from the Services, except for lawful backup and archival copies retained for a limited period and any records we must keep by law.

13.3 You represent and warrant that you own or have all necessary rights in Your Materials, and that Your Materials and our authorized use of them do not infringe, misappropriate, or violate any third-party rights or any law.

13.4 We may (but are not obligated to) review, screen, or remove Your Materials that we reasonably believe are unlawful, infringing, or in breach of these Terms. We respond to copyright and trademark complaints under our Copyright & Trademark policy, including removing allegedly infringing material and terminating repeat infringers where appropriate.

13.5 We may collect and use aggregated, de-identified data about use of the Services (which does not identify you, your Shoppers, or your business) to operate, analyze, and improve the platform.

In plain terms: your catalog, your customers, and your orders are yours. You give us just enough license to run your store on our infrastructure — and you promise you actually have the rights to what you upload.

14. Privacy and Data Protection

14.1 Our Privacy Policy describes how we handle personal information. For personal information of your Shoppers processed through your Store, you are the controller (or equivalent) and You-Own processes it on your behalf; our Data Processing Addendum applies where required.

14.2 You are responsible for: (a) posting and honoring your own privacy policy for your Store; (b) obtaining any consents required for your collection and use of Shopper data, including for marketing, tracking pixels, and analytics you enable; and (c) complying with all data protection and marketing laws that apply to your business. You will not provide us with sensitive personal information categories that the Services are not designed to handle.

15. Confidentiality

15.1 "Confidential Information" means non-public information disclosed by one party to the other that is designated confidential or that a reasonable person would understand to be confidential — including, for us, non-public features, security information, and pricing offered specifically to you; and, for you, your non-public business data held in the Services.

15.2 Each party will use the other's Confidential Information only as needed to perform under these Terms, protect it with at least reasonable care, and not disclose it to third parties except to employees, advisors, and service providers bound by comparable obligations, or as required by law (with prompt notice to the other party where lawful).

16. Third-Party Services

16.1 The Services interoperate with third-party products and services — including payment processors, financing providers, shipping carriers, domain registrars, advertising and analytics platforms, email delivery providers, and AI model providers. Your use of any third-party service is governed by that third party's terms, and you are responsible for reviewing and accepting them.

16.2 We do not control and are not responsible for third-party services, their availability, their fees, or their handling of your data, and we make no warranties regarding them. Availability of an integration is not an endorsement. If a third-party service changes or discontinues its interface, we may modify or discontinue the related integration without liability.

17. Disclaimer of Warranties

17.1 THE SERVICES (INCLUDING AI SERVICES AND ALL TEMPLATES, TOOLS, AND CONTENT WE PROVIDE) ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY DATA WILL NOT BE LOST.

17.2 NO ADVICE OR INFORMATION OBTAINED FROM YOU-OWN OR THROUGH THE SERVICES CREATES ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS. YOU USE THE SERVICES AT YOUR OWN RISK, AND YOU ARE RESPONSIBLE FOR MAINTAINING YOUR OWN EXPORTS OR BACKUPS OF YOUR MATERIALS TO THE EXTENT THE SERVICES MAKE THEM AVAILABLE.

17.3 SOME JURISDICTIONS DO NOT ALLOW CERTAIN WARRANTY DISCLAIMERS, SO PARTS OF THIS SECTION MAY NOT APPLY TO YOU.

18. Limitation of Liability

18.1 TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU-OWN AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOST PROFITS, LOST REVENUE, LOST SALES, LOST DATA, LOSS OF GOODWILL, OR COST OF SUBSTITUTE SERVICES, ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES, UNDER ANY THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

18.2 TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF YOU-OWN ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES WILL NOT EXCEED THE GREATER OF (A) THE TOTAL FEES YOU PAID TO YOU-OWN IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (USD $100).

18.3 THE LIMITATIONS IN THIS SECTION APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE, AND REFLECT AN AGREED ALLOCATION OF RISK THAT IS PART OF THE BASIS OF THE BARGAIN BETWEEN YOU AND YOU-OWN. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO PARTS OF THIS SECTION MAY NOT APPLY TO YOU; IN THAT CASE, LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED.

In plain terms: our responsibility to you is capped, and we are not on the hook for indirect losses like lost profits.

19. Indemnification

19.1 You will indemnify, defend, and hold harmless You-Own and its affiliates, officers, directors, employees, and agents from and against any claims, demands, investigations, damages, losses, fines, penalties, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your breach of these Terms or any incorporated policy; (b) Your Materials, including claims that they infringe or violate third-party rights; (c) the products and services you sell, including product liability, regulatory, certification, and authenticity claims; (d) your taxes, duties, and government fees; (e) your violation of any law or the rights of any third party; (f) disputes between you and any Shopper, staff member, supplier, or other third party; and (g) your custom code and any third-party services you enable.

19.2 We may assume the exclusive defense and control of any matter subject to indemnification (at your expense), and you agree to cooperate with our defense. You may not settle any such claim in a manner that imposes any obligation or admission on You-Own without our prior written consent.

20. Term, Suspension and Termination

20.1 These Terms apply from your first use of the Services until terminated. You may cancel your account at any time through your dashboard or by written notice; cancellation takes effect at the end of your then-current billing period, and amounts already owed (including accrued usage fees) remain payable and become immediately due.

20.2 We may suspend or restrict the Services (in whole or in part, including making Stores inaccessible) with notice where practicable, if: (a) you materially breach these Terms and, where curable, fail to cure promptly after notice; (b) your account is past due; (c) we reasonably suspect fraud, unlawful activity, security risk, or harm to the platform, other merchants, Shoppers, or the public; or (d) suspension is required by law or a payment/infrastructure partner. We may terminate your account for the same reasons, or for convenience with at least 30 days' notice.

20.3 Upon termination: (a) your licenses under Section 12 end and your Stores are taken offline; (b) you remain liable for all accrued fees; and (c) unless we terminated for serious cause or law prohibits it, you may export your exportable data within 30 days after termination — download it directly from your dashboard, or request it by contacting legal@you-own.com — as described in our Merchant Data Export & Deletion policy; after that period we may permanently delete Your Materials, subject to records we retain by law.

20.4 Sections that by their nature should survive termination do survive, including Sections 5, 7 (for accrued amounts), 12.4, 13.3, 15, and 17 through 22.

21. Governing Law, Arbitration and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY — IT REQUIRES ARBITRATION OF DISPUTES ON AN INDIVIDUAL BASIS AND WAIVES JURY TRIALS AND CLASS ACTIONS.

21.1 Governing law. These Terms and any dispute arising out of or relating to them or the Services are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. The Federal Arbitration Act governs the interpretation and enforcement of this Section 21. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

21.2 Informal resolution first. Before filing an arbitration, you and we each agree to first send the other a written notice of dispute — to us at legal@you-own.com, to you at your account email — describing the dispute and the relief sought, and to negotiate in good faith for at least 30 days. Most disputes get resolved this way.

21.3 Binding arbitration. Except as provided in Section 21.5, any dispute, claim, or controversy arising out of or relating to these Terms or the Services that is not resolved informally will be finally resolved by binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules, before a single arbitrator. The seat and place of arbitration is Tampa, Florida, though either party may elect to appear by video where the rules allow, and the proceedings will be conducted in English. The arbitrator has exclusive authority to resolve disputes about the interpretation, applicability, or enforceability of this arbitration agreement, except that a court decides the enforceability of the class waiver in Section 21.4. Judgment on the award may be entered in any court of competent jurisdiction. Each party bears its own attorneys' fees and its share of AAA fees except as the AAA rules or applicable law provide otherwise or the arbitrator determines a claim was frivolous.

21.4 Class action and jury waiver. All disputes must be brought on an individual basis only. NEITHER PARTY MAY BRING OR PARTICIPATE IN ANY CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING, AND THE ARBITRATOR MAY NOT CONSOLIDATE CLAIMS OR PRESIDE OVER ANY REPRESENTATIVE PROCEEDING. EACH PARTY KNOWINGLY AND IRREVOCABLY WAIVES ANY RIGHT TO A TRIAL BY JURY to the fullest extent permitted by law. If the class waiver is held unenforceable as to a particular claim, that claim (and only that claim) will proceed in court under Section 21.6.

21.5 Exceptions. Either party may (a) bring an individual claim in small claims court in a court of competent jurisdiction, and (b) seek injunctive or other equitable relief in a court described in Section 21.6 for actual or threatened infringement or misuse of intellectual property, Confidential Information, or unauthorized access to the Services, without first arbitrating.

21.6 Venue for court proceedings. For any proceeding that belongs in court under this Section 21, the state and federal courts located in Hillsborough County, Florida have exclusive jurisdiction, and each party consents to personal jurisdiction and venue there and waives objections of inconvenient forum.

21.7 Time limit on claims. To the extent permitted by law, any claim arising out of or relating to these Terms or the Services must be filed within one (1) year after the claim accrued, or it is permanently barred.

In plain terms: Florida law applies. If we cannot work a dispute out within 30 days, it goes to a single arbitrator in Tampa instead of a courtroom — individually, not as a class action.

22. General Provisions

22.1 Changes to these Terms. We may update these Terms from time to time. For material changes we will give at least 30 days' notice via your dashboard or the email on file before the changes take effect (except changes required by law or addressing an urgent security or legal risk, which may take effect sooner). Your continued use of the Services after the effective date constitutes acceptance; if you do not agree, cancel under Section 20 before then.

22.2 Entire agreement; order of precedence. These Terms, together with the policies they incorporate and any written agreement we sign with you, are the entire agreement between you and You-Own regarding the Services and supersede all prior agreements and understandings on that subject. If a signed agreement conflicts with these Terms, the signed agreement controls; if an incorporated policy conflicts with these Terms, these Terms control unless the policy states otherwise.

22.3 Severability; no waiver. If any provision is held invalid or unenforceable, it will be enforced to the maximum extent permissible and the remaining provisions remain in full effect. A party's failure to enforce a provision is not a waiver of its right to do so later, and any waiver must be in writing.

22.4 Assignment. You may not assign or transfer these Terms or your account without our prior written consent, and any attempted assignment in violation of this section is void. We may assign these Terms without your consent to an affiliate or in connection with a merger, acquisition, reorganization, or sale of assets.

22.5 Force majeure. Neither party is liable for delay or failure to perform (other than payment obligations) caused by events beyond its reasonable control, including natural disasters, war, terrorism, labor disputes, governmental action, utility or internet failures, and failures of third-party providers.

22.6 Relationship; no third-party beneficiaries. The parties are independent contractors. These Terms do not create any partnership, joint venture, agency, or employment relationship, and confer no rights on any third party (including Shoppers).

22.7 Notices. We may give notice via the Services, your dashboard, or the email on your account; notice is deemed given when sent or posted. You may give us legal notice at legal@you-own.com; notice is deemed given when we confirm receipt.

22.8 Interpretation. Headings and plain-language summaries are for convenience only. "Including" means "including without limitation."

22.9 Electronic contracting. You consent to transact electronically and agree that your electronic acceptance of these Terms has the same force as a physical signature.

Questions about these Terms? Contact us at legal@you-own.com.

Terms of Service

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